3 Easy Steps To Get An Alaska Payday Loan

The only thing easier than applying for a payday loan is getting approved. There are three main requirements for a payday loan. You have to be an adult US citizen, have a bank account, and a monthly income. If you meet all three of these requirements you have a 99% chance of getting approved. There is no credit check so we won’t even know your financial history. It doesn’t matter if you have bad credit or no credit, you can still be approved for any amount between up to $500. The only thing you have left to do is complete the online payday loan application.

The following information outlines the laws and restrictions that all payday loans in Alaska must follow:

AK Cash Advance Terms:

  • Maximum Payday Loan Amount: $500
  • Alaska Payday Loan Term: Min: 14 days
  • Maximum Finance Rate and Fees: $5 + the lesser of $15 per $100 or 15%
  • Finance Charge for 14-day $100 loan: $20
  • APR for 14-day $100 loan: 520%

Rates For Alaska Payday Loans With No Credit Check

Payday loan interest vary greatly from company to company. You have to make sure you get low fees whether you’re a new or returning customer. Even if you can’t make the payment on time we offers multiple extensions for you to pay. We’re flexible because you know you’re in a tough financial situation. Extensions won’t negatively affect your credit score either. You can be approved in just a few minutes and funds will be deposited in your account in just hours.

AK Payday Loan Debt Limits:

  • Maximum Number of Outstanding Payday Loans at One Time: Not Specified
  • Rollovers Permitted: Two (renewals)
  • Cooling-off Period:
  • Repayment Plan: Yes

AK Cash Advance Collection Limits:

  • Collection Fees: $30 NSF fee; Court costs of up to $700 over the amount of the payment (if disclosed in loan agreement)
  • Criminal Action: Prohibited (Unless check returned due to closed account)

Alaska No Fax Payday Loans

You can get up to $500 under 24 hours with a payday loan. These loans are time saving because it can be done completely online. Just fill out an application, it takes 5 minutes, and request the amount you need. It doesn’t matter if you have bad credit because we don’t check your credit! Thanks to the Internet, you can get the money you need in a fraction of the time it used to take because the process is so much simpler now.

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