How Does An Arizona Payday Loan Work?

Payday loans are short-term cash loans based on your employment. Once we approve you we deposit money through electronic access to your bank account. To pay the loan back we simply withdraw the loan payment or you can request an extension, pay the finance charge and roll the loan over to the next pay period.

AZ Cash Advance Terms

  • Maximum Loan Amount: $500
  • Loan Term: Min: 5 days
  • Maximum Finance Rate and Fees: 15% of check
  • Finance Charge for 14-day $100 loan: $17.65
  • APR for 14-day $100 loan: 459%

Guaranteed Cash Advances

Stop getting denied for the cash you need. There are guaranteed cash advances, even for people with bad credit. Thousands of people get access to cash they can’t get anywhere else. Like you, our customers need cash fast and don’t have time to fax documents or look for other details that other advances need to qualify. A guaranteed cash advance is safe no matter where you live, Phoenix, Tempe, Mesa or a small city or town.

AZ Cash Advance Debt Limits:

  • Maximum Number of Outstanding Loans at One Time: One
  • Rollovers Permitted: Three (extensions)
  • Cooling-off Period:
  • Repayment Plan:

AZ Collection Limits:

  • Collection Fees: $25 NSF fee + actual charges assessed by the financial institution
  • Criminal Action: Prohibited

Bad Credit Payday Loans in Arizona

There is no need to use credit checks in Arizona to determine whether or not to approve your application so you don’t have to worry about getting turned down for the money you need. The only things you need is to be an 18 year old US citizen, have a bank account and a job. This is why over 90% of people who apply for a payday loan here get approved, sometimes for as much as $1500. So don’t let your bad credit hold you back from getting the payday loan you need.

Getting A Cash Advance Online

Getting a cash advance online is popular because anyone can be approved even with no credit, bad credit or bankruptcies. You get your money quickly because once you submit your application for an online cash advance a specialist reviews your application. If you meet the minimum requirements you’ll receive notification either by phone, email or both if we can’t get a hold of you immediately. Once we notify you of your approval the money is wired to your bank account and you can withdraw it within minutes.

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