Latest ArticlesDeleting comment spam from time to time is part of owning a blog, but Check City’s comment spam is so unbelievably prolific, it boggles my mind. This post isn’t to call out a competitor, but it’s so out of hand, I have to say it. For anyone who is not familiar with what comment spam is, basically it’s leaving a useless comment on a blog like “good post” in the hopes of gaining link back to your site in hopes of improving your ranking in Google. There are companies that give everyone in their industry a black eye. It could be any reason, bad customer service, hidden expenses and fees, or not delivering what they promised. The payday loan industry is no different. Many companies promise money fast, but don’t deliver. They tell you about the fees, but don’ tell you how much they’ll charge if you are late paying the money back. Have you had a bad experience getting a cash advance? Feel free to tell us about it. From time to time, people leave comments about their payday loan experiences, both good and bad. To change things up a little, we wanted to hear from our readers if they've ever gotten a payday loan themselves. We wanted to see how many people who read this blog have had to use them in the past, and what kind of experience did they have. When people think of short-term cash advances the first thing people think of is a shady mobster operating out of a city alley with his muscle “Bruno” standing behind him with a baseball bat for late payments. If illegal lending and violent debt collection methods are what define loan sharking, the label is clearly inaccurate. Okay, so maybe the federal government isn’t opening a payday loan at your local strip mall, but the cash advances the government is giving to companies with our tax dollars is a little bit hypocritical, if not unsettling. There are lenders in every industry that are predatory, and do not have the best interests of their clients at heart. Banks that give mortgages to people who buy houses they can’t afford, dealerships that sell cars that are too expensive for the people who buy them, and yes, there are payday lenders who give loans for more money than people should borrow. Do you live in Washington and need cash now? If you’ve been looking online for information about short-term loans and cash advances you’re probably more confused now that when you started. State payday loan laws vary greatly from state to state. Some states have very strict limits on the amount you can borrow and the rate of interest you can be charged while other states have virtually no limit to how much you can borrow or be charged in interest and fees. Other Articles: |